Authorised Deposit-taking Institutions Prudential Standards - Australian Government

Service summary

You must comply with these standards if you operate an authorised deposit-taking institution (ADI). ADIs can include:

  • Banks;
  • Building Societies; and
  • Credit unions.

The standards require ADIs to adopt prudent practice in relation to:

  • Measurement of capital;
  • Credit risk;
  • Operational risk;
  • Market risk;
  • Interest rate risk;
  • Securitisation;
  • Covered Bonds;
  • Liquidity;
  • Credit quality;
  • Large exposures;
  • Related entities;
  • Outsourcing;
  • Business continuity management;
  • Risk management of credit card activities;
  • Audit and related matters;
  • Public disclosure;
  • Governance;
  • Purchased payment facilities; and
  • Financial Claims Scheme.

Please consult the Contact Officer for more information and to ascertain the level of compliance (if any) that may be required.

Service type

Code of Practice

A code of practice can be either a legal requirement or non-legal requirement. Legal codes of practice are defined as a result of legislation. Non-legal codes of practice are defined by industry regulators and bodies.

Administering agency

Australian Prudential Regulation Authority

Act(s) name

Banking Act 1959 (Australian Government)

Contact details

Enquiries
Australian Prudential Regulation Authority

Phone:

02 8037 9015

Toll Free:

1300 558 849

Contact us website:

http://www.apra.gov.au/Pages/Contact-APRA.aspx Opens in a new browser window

Website:

Australian Prudential Regulation Authority Opens in a new browser window

Supporting information

Disclaimer

The information contained on the Australian Business Licence and Information Service (ABLIS) web site, or via packages or other sources is intended for general guidance only.

To the full extent permitted by law, the Federal, State, Territory and Local Governments make no representations or warranties (expressed or implied) in relation to the information, including its accuracy, currency or completeness.

The business information provided does not constitute professional or legal advice, nor is the use of any third party resource an endorsement of the information contained, the associated organisation, product or service. It is recommended that you obtain appropriate professional and /or independent legal advice to ensure that the material provided here is relevant to your particular circumstances.

To the full extent permitted by law the Federal, State, Territory and Local Governments, their employees and agents do not accept any liability for any reason, including without limitation, liability in negligence, to any person for the general information which is provided herein, or in respect of anything, including the consequences of anything done, or not done, by any such person in whole or partial reliance upon the information.