Authorised Deposit-taking Institutions Prudential Standards - Australian Government

Service summary

You must comply with these standards if you operate an authorised deposit-taking institution (ADI). ADIs can include:

  • Banks;
  • Building Societies; and
  • Credit unions.

The standards require ADIs to adopt prudent practice in relation to:

  • Measurement of capital;
  • Credit risk;
  • Operational risk;
  • Market risk;
  • Interest rate risk;
  • Securitisation;
  • Covered Bonds;
  • Liquidity;
  • Credit quality;
  • Large exposures;
  • Related entities;
  • Outsourcing;
  • Business continuity management;
  • Risk management of credit card activities;
  • Audit and related matters;
  • Public disclosure;
  • Governance;
  • Purchased payment facilities; and
  • Financial Claims Scheme.

Please consult the Contact Officer for more information and to ascertain the level of compliance (if any) that may be required.

Service type

Code of Practice

A code of practice can be either a legal requirement or non-legal requirement. Legal codes of practice are defined as a result of legislation. Non-legal codes of practice are defined by industry regulators and bodies.

Administering agency

Australian Prudential Regulation Authority

Act(s) name

Banking Act 1959 (Australian Government)

Contact details

Australian Prudential Regulation Authority


02 8037 9015

Toll Free:

1300 558 849

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Supporting information


The information contained on the Australian Business Licence and Information Service (ABLIS) web site, or via packages or other sources is intended for general guidance only.

To the full extent permitted by law, the Federal, State, Territory and Local Governments make no representations or warranties (expressed or implied) in relation to the information, including its accuracy, currency or completeness.

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