Motor Accident Insurance Act 1994 - Queensland

Service summary

The object of this Act is to promote a viable and equitable compulsory third-party insurance (CTP) system and improve the scheme of statutory insurance for uninsured and unidentified vehicles operating in Queensland.

The Motor Accident Insurance Act 1994 (MAI Act) provides for a CTP scheme covering liability for personal injury arising from motor vehicle accidents and focuses on:

  • the licensing and supervision of CTP insurers;
  • encouraging the speedy resolution of personal injury claims;
  • promoting and encouraging rehabilitation of injured persons; and
  • investigating and detecting fraudulent activities against the scheme.

The MAI Act outlines the obligations of licensed insurers and of claimants in bringing a common law action under compulsory third-party insurance.

It establishes the Motor Accident Insurance Commission (the Commission) and describes its powers, functions and responsibilities, including its role in administering the Nominal Defendant Fund.

It further provides for the funding of the Commission's operations and for the provisions of funds to public hospitals and public emergency services, representing a fair proportion of the estimated cost of providing treatment to injured persons from motor vehicle accidents.

Service type

Regulatory Obligation

An obligation defined in law. A business must comply with relevant services.

Definition of terms


means a licence under part 5 (Licensed Insurers) of the MAI Act.

Licensed insurer

means an insurer that holds a licence, other than an insurer whose licence is under suspension.



Penalties for breaches of the MAI Act include:

  • substantial fines;
  • suspension or withdrawal of licences from insurers; or
  • terms of imprisonment.

The Commission may appoint an investigator to investigate the affairs of an insurer licensed under the MAI Act

Review or Appeal Mechanisms:

An insurer may apply, as provided under the Queensland Civil and Administrative Tribunal (QCAT) Act 2009, to QCAT for a review of a decision by the Commission to withdraw or suspend the insurer's licence.

Additional information

There is no application fee for this licence and no application form. Clients should contact Motor Accident Insurance Commission for further information.

Administering agency

Queensland Treasury
Motor Accident Insurance Commission

Regulation(s) name

Motor Accident Insurance Regulation 2004 (Queensland)

Contact details

Queensland Treasury
Motor Accident Insurance Commission

Operating address:
Level 9, 33 Charlotte Street
Queensland 4000
Mailing address:
GPO Box 1083
Queensland 4001


07 3035 6327


07 3229 3214

Website: Opens in a new browser window

Supporting information


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