Workers' compensation-accident insurance policy - Queensland

Service summary

The Workers Compensation and Rehabilitation Act 2003 requires all Queensland employers to insure their workers against workplace accidents. A WorkCover Queensland accident insurance policy covers injured workers for their lost wages and medical costs for a workplace accident, and covers employers against these costs and possible common law claims. Payment of your WorkCover Queensland premium by the due date ensures your liability is covered.

Employers can also self-insure. Self insurance licences are determined by strict legislative eligibility criteria regarding a companys number of employees, assets, and health and safety performance. To become a self-insurer, an employer must meet these criteria and apply to Q-COMP (the workers' compensation regulatory authority) for a self-insurance licence.

WorkCover Queensland calculates your premium for the period of insurance by multiplying an estimate of your wages by your premium rate. Your premium rate is calculated using experience based rating (EBR), with claims experience as at the beginning of the period of insurance.

Service type


A licence defines the need to obtain recognition / certification and registration to undertake a certain business activity.


This remains in effect for 1 year.


You can obtain information on fees from the agency.


To apply for WorkCover Queensland accident insurance policy, call WorkCover Queensland .

Additional information

Further information, assistance, forrms and fact sheets are available from WorkCover Queensland.

Administering agency

Queensland Treasury
Office of Industrial Relations
WorkCover Queensland

Act(s) name

Workers' Compensation and Rehabilitation Act 2003 (Queensland)

Regulation(s) name

Workers' Compensation and Rehabilitation Regulation 2014 (Queensland)

Contact details

Queensland Treasury
Office of Industrial Relations
WorkCover Queensland

Mailing address:
GPO Box 2459
Queensland 4001


1300 362 128


1300 651 387


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Supporting information


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