Authorised Deposit-taking Institutions Prudential Standards - Australian Government

Description

You must comply with these standards if you operate an authorised deposit-taking institution (ADI). ADIs can include:

  • Banks;
  • Building Societies; and
  • Credit unions.

The standards require ADIs to adopt prudent practice in relation to:

  • Measurement of capital;
  • Credit risk;
  • Operational risk;
  • Market risk;
  • Interest rate risk;
  • Securitisation;
  • Covered Bonds;
  • Liquidity;
  • Credit quality;
  • Large exposures;
  • Related entities;
  • Outsourcing;
  • Business continuity management;
  • Risk management of credit card activities;
  • Audit and related matters;
  • Public disclosure;
  • Governance;
  • Purchased payment facilities; and
  • Financial Claims Scheme.

Please consult the Contact Officer for more information and to ascertain the level of compliance (if any) that may be required.

Service type

Code of Practice

A code of practice can be either a legal requirement or non-legal requirement. Legal codes of practice are defined as a result of legislation. Non-legal codes of practice are defined by industry regulators and bodies.

Act(s) name

Banking Act 1959 AG

Administering agency

Australian Prudential Regulation Authority

Contact details

Contact Email, Phone and Address Details for this service in simple two column table format, header then data.

Enquiries

Australian Prudential Regulation Authority

Toll Free: 1300 558 849
Phone: 02 8037 9015
Contact us website: http://www.apra.gov.au/Pages/Contact-APRA.aspx (Opens in new window)
Website: Australian Prudential Regulation Authority (Opens in new window)