Registration of a Life Insurance Company - Australian Government

Service summary

You will require this registration if you intend to carry on business as a life insurance company.

Life insurance companies issue or undertake liability under life policies that provide some form of payment after death. They also issue sinking fund policies that issue several payments over a period of time that is not dependent on death. This registration does not enable businesses to act as a friendly society, trade union or other business that provides superannuation, pensions or payments for employees upon retirement.

Please consult the Contact Officer for more information.

Service type


A licence defines the need to obtain recognition / certification and registration to undertake a certain business activity.

Eligibility requirements

Please consult the Contact Officer or view the attached guidelines for more information regarding eligibility requirements.






General application fee: $80 000.


 Business structureResources

Application for Registration of a Life Insurance Company - Please consult the Contact Officer for information on forms to be submitted.

Other resources

Administering agency

Australian Prudential Regulation Authority

Act(s) name

Life Insurance Act 1995 (Australian Government)

Regulation(s) name

Life Insurance Regulations 1995 (Australian Government)

Contact details

Australian Prudential Regulation Authority


02 8037 9015

Toll Free:

1300 558 849

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Supporting information


The information contained on the Australian Business Licence and Information Service (ABLIS) web site, or via packages or other sources is intended for general guidance only.

To the full extent permitted by law, the Federal, State, Territory and Local Governments make no representations or warranties (expressed or implied) in relation to the information, including its accuracy, currency or completeness.

The business information provided does not constitute professional or legal advice, nor is the use of any third party resource an endorsement of the information contained, the associated organisation, product or service. It is recommended that you obtain appropriate professional and /or independent legal advice to ensure that the material provided here is relevant to your particular circumstances.

To the full extent permitted by law the Federal, State, Territory and Local Governments, their employees and agents do not accept any liability for any reason, including without limitation, liability in negligence, to any person for the general information which is provided herein, or in respect of anything, including the consequences of anything done, or not done, by any such person in whole or partial reliance upon the information.