Pawnbroker or Second-hand Dealer's Licence - New South Wales

Service summary

You will require a pawnbroker licence if you intend to lend money on the security of pawned goods.

You will require a second-hand dealer licence if you intend to buy or sell prescribed goods that have been used, or are represented by the vendor to be goods that have been purchased by a third party but are unused (for example, an unwanted gift).

Prescribed goods include:

  • items of jewellery (including watches) that include gemstones or precious metals
  • gemstones and precious metals
  • sporting and recreational goods
  • electric or electronic pianos and other musical instruments (not including pianos that are not electric or electronic)
  • photographic equipment (including digital cameras and digital imaging equipment)
  • portable engine-powered, motorised or air-powered tools and equipment
  • water craft of any description used or capable of being used as a means of transportation on water (including parts of a water craft)
  • electric or electronic goods (other than microwave ovens, refrigerators, washing machines or other whitegoods)
  • computer hardware and interactive game consoles
  • tablet computers
  • devices designed to play digital files (such as MP3 and DVD players and iPods)
  • mobile phones
  • car accessories
  • global positioning system equipment.

If you intend to undertake both of these activities, you may apply for a combined licence. Please consult the Contact Officer for more information or visit the website.

Service type


A licence defines the need to obtain recognition / certification and registration to undertake a certain business activity.

Eligibility requirements

To be eligible for this licence, you must:

  • be 18 years old or over
  • be considered fit and proper for the purposes of the licence
  • not be a disqualified person, as defined under the Act
  • not have been charged or convicted of any offence in relation to dishonesty
  • provide address details of the premises where goods will be held, stored and sold.

For more details, applicants are advised to read the 'Pawnbrokers / Second-Hand Dealers Licensing Guidelines' before completing the licence application.


Up to three years.


Licence expires if renewal is not lodged by the due date. Refer to Pawnbrokers / Second-hand Dealers Licensing Guidelines for more details.


Renewal$427.00Fee for restoration of licence.
GeneralDuplicate Certificate$46.00

Approval time

Please allow 28 days for your application to be processed.

Administering agency

Department of Finance, Services and Innovation
NSW Fair Trading

Act(s) name

Pawnbrokers and Second-hand Dealers Act 1996 (New South Wales)

Regulation(s) name

Pawnbrokers and Second-hand Dealers Regulation 2015 (New South Wales)

Contact details

Licensing Officer, Business Licensing
Department of Finance, Services and Innovation
NSW Fair Trading

Mailing address:
Locked Bag 5138
New South Wales 2124


13 32 20


02 9619 8700

Supporting information


The information contained on the Australian Business Licence and Information Service (ABLIS) web site, or via packages or other sources is intended for general guidance only.

To the full extent permitted by law, the Federal, State, Territory and Local Governments make no representations or warranties (expressed or implied) in relation to the information, including its accuracy, currency or completeness.

The business information provided does not constitute professional or legal advice, nor is the use of any third party resource an endorsement of the information contained, the associated organisation, product or service. It is recommended that you obtain appropriate professional and /or independent legal advice to ensure that the material provided here is relevant to your particular circumstances.

To the full extent permitted by law the Federal, State, Territory and Local Governments, their employees and agents do not accept any liability for any reason, including without limitation, liability in negligence, to any person for the general information which is provided herein, or in respect of anything, including the consequences of anything done, or not done, by any such person in whole or partial reliance upon the information.