You must comply with these standards if you operate an authorised deposit-taking institution (ADI). The Agency has enacted a collection of prudential standards to ensure ADIs are operated appropriately. ADIs can include:
- banks
- building societies
- credit unions.
The standards require ADIs to adopt prudent practice in relation to:
- measurement of capital
- credit risk
- operational risk
- market risk
- interest rate risk
- securitisation
- covered Bonds
- liquidity
- credit quality
- large exposures
- related entities
- outsourcing
- business continuity management
- risk management of credit card activities
- audit and related matters
- public disclosure
- governance
- purchased payment facilities
- financial claims scheme.
