Pawnbroker or Second-Hand Dealer's Licence - New South Wales


You will need a pawnbroker licence to lend money on the security of pawned goods.

You will need a second-hand dealer licence to buy or sell prescribed goods that have been used, or are represented by the vendor to be goods that have been purchased by a third party but are unused (for example, an unwanted gift).

Prescribed goods include:

  • items of jewellery (including watches) that include gemstones or precious metals
  • gemstones and precious metals
  • sporting and recreational goods
  • electric or electronic pianos and other musical instruments (not including pianos that are not electric or electronic)
  • photographic equipment (including digital cameras and digital imaging equipment)
  • portable engine-powered, motorised or air-powered tools and equipment
  • watercraft of any description used or capable of being used as a means of transportation on water (including parts of a water craft)
  • electric or electronic goods (other than microwave ovens, refrigerators, washing machines or other whitegoods)
  • computer hardware and interactive game consoles
  • tablet computers
  • devices designed to play digital files (such as MP3 players and DVD players)
  • mobile phones
  • car accessories
  • Global Positioning System (GPS) equipment.

If you intend to undertake both of these activities, you may apply for a combined licence.

Service type


A licence defines the need to obtain recognition / certification and registration to undertake a certain business activity.

Eligibility requirements

To be eligible for this licence, you must:

  • be 18 years old or over
  • be considered fit and proper for the purposes of the licence
  • not be a disqualified person, as defined under the Act
  • not have been charged or convicted of any offence in relation to dishonesty
  • provide address details of the premises where goods will be held, stored and sold.

For more details, applicants are advised to read the 'Pawnbrokers / Second-Hand Dealers Licensing Guidelines' before completing the licence application.


1, 3 or 5 years


Licence expires if renewal is not lodged by the due date. Refer to Pawnbrokers / Second-hand Dealers Licensing Guidelines for more details.


Fees Details for this service in table format.

Task Type Business Structure Amount Description
Apply Application All -

Grant of licence:

  • 1 year - $627.00
  • 3 year - $1426.00
  • 5 year - $2225.00.

Fees for 2023-24

Apply Application All -

Restoration of licence:

  • 1 year - $509.00
  • 3 year - $1308.00
  • 5 year - $2107.00.

Fees for 2023-24

General Duplicate Certificate All $55.00

Replacement of licence. Fees for 2023-24

Renew Renewal All -

Renewal of licence fees

1 year:

  • lodged online - $448.00
  • not lodged online - $453.00.

3 year:

  • lodged online - $1247.00
  • not lodged online - $1252.00.

5 year:

  • lodged online - $2046.00
  • not lodged online - $2051.00.

Fees for 2023-24

Act(s) name

Pawnbrokers and Second-hand Dealers Act 1996 New South Wales

Regulation(s) name

Pawnbrokers and Second-hand Dealers Regulation 2021 New South Wales

Approval time

Please allow 28 days for your application to be processed.

Administering agency

Department of Customer Service

NSW Fair Trading

Contact details

Contact Email, Phone and Address Details for this service in simple two column table format, header then data.